Software Features
         
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MarSean Software can be used on Lending, Financing, Microfinance or Cooperative type of organizations.

          The software is designed based on the most commonly used methodologies here in the Philippines and abroad.

          It has a good user interface and functionalities at a very affordable price.

 

          MarSean Software is composed of the following integrated modules and salient features:

Data Entry

Loans

-       Customizable Client Registration details

With Savings and Loan ledgers

-       Customizable Group Registration details

-       Grouping is available on some Reports

Savings

-       Savings Transactions (Deposit/Withdrawal)

-       Calculate Savings Interest

-       Mortuary Claim

-       Automatic Booking of Transactions to GL

-       Input for Savings Products

-       Importation of Savings transactions

-       Grouping is available on some Reports

-       Reports can be exported to an Excel file

 

Accounting

-       Journal Entries

-       User Defined Chart Of Accounts

-       Trial Balance

-       Balance Sheet

-       Income and Expenditure

-       Cash Position / Cash Flow

-       Other Basic Accounting features

Others

-       Security and Audit Trails

-       System Parameters and Defaults

-       Standalone or Network Environment

-       Data Consolidation Feature 

-       Provision to use SQL Server Database

-       Fast and Flexible Loan Processing

-       Annual or Monthly Calculation of Interest

Straight/Flat Rate or Declining Balance methods

-       Loan Amortizations can be Daily, Weekly,

Semi-Monthly, Monthly, Quarterly or Annual

-       Flexible Loan Deductions or Charges

-       Loan can be linked to a Savings Product or CBU

-       Loan can be assigned to a Loan Collector or Officer

-       Option to input Co-Makers and Collaterals

-       Automatic Booking of Transactions to GL

-       Flexible Loan Rescheduling

-       Manual or Batch posting of Loan Payments

-       Manual or Automatic Charging of Penalties

-       Loan Scheme for Daily Collection

-       Input for Loan Products

-       Flexible Loan Parameters

-       Importation of Loan Applications and Payments

-       Loan Collection Report – Active and Past Due

-       Loan Ledger and Repayment Schedule

-       Loan Balances Report

-       Loan Repayments Report

-       Loan Maturity Report

-       Fully Repaid Loans

-       Watch List and Past Due Reports

-       Ageing Loans Report

-       Other Loans Reports

-       Grouping is available on some Reports

-       Reports can be exported to an Excel file